For most people buying a home is the single largest financial transaction they will make in their lives. These are confusing times and you are probably concerned if you can buy a house.
About Your Credit…
Credit is probably the most important factor today for home buyers. When buying a house you can be sure that mortgage lenders will review your credit history with a microscope. So it pays to examine your own credit first. I can show you how to obtain your credit report and check it for accuracy. We will talk about ways you can improve your credit prior to buying a home.
Home Buying Process…
It pays to be informed about the process of buying a new home especially when it's your first home purchase. The whole process can be daunting to a buyer, but you can prevent this by simply understanding the steps involved. I will be your mentor and guide through the process from here to moving day and beyond!
What Can I Afford?
Before house hunting, you need to determine how much of a mortgage you can comfortably afford. "Comfortably" means you will be able to pay your mortgage each and every month and still have enough money left for living expenses, savings, and quality-of-life even if you experience a change in your financial situation. In other words, you don't want a mortgage payment that forces you to "squeak by" each month, or worse, causes you to skip payments. These are confusing times and you want to be sure this is the right decision. One of the best ways to be sure, is to be sure you can make your payments.
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